MetLife Dental Insurance for a better smile
Are you covered by MetLife dental insurance? Whether you obtained the policy independently or through your employer, it is important to make the most of it. This valuable resource can safeguard your smile from decay and gum disease, while also providing financial assistance for any restorative treatments you may require. So, how can you ensure you are getting the most out of your policy? Our team is pleased to be affiliated with MetLife dental insurance and we specialize in helping our patients optimize their benefits.
Metlife Dental Coverage
Availability & Fees
MetLife offers a wide range of insurance plans, with PPO plans and DHMO plans being the most prevalent. Unlike DHMO plans, which necessitate visiting a designated dentist, PPO policies grant you the flexibility to see any dentist while still enjoying your benefits. Here's a general outline of how PPO coverage typically operates.
- Preventive care such as cleanings and X-rays are covered between 80% and 100%.
- Minor restorative care like fillings and simple extractions are covered between 70% and 80%.
- Major services such as crowns and extensive treatments are covered at 50%.
- Specialty services like orthodontics and dental implants may be covered depending on the specific policy.
Please note that visiting an in-network MetLife dentist in may offer you better coverage rates compared to out-of-network practices. Our clinic has a contract with MetLife that benefits both the insurance provider and our patients by saving money. Moreover, our experience in working with MetLife allows us to assist you in understanding your policy and maximizing its benefits.
For instance, we can help you schedule your treatments in a way that optimizes your annual maximum. The annual maximum refers to the highest amount your policy will pay for approved treatments within a year. By strategically scheduling major services across multiple appointments between calendar years, we can help patients who require extensive treatment utilize two annual maximums instead of just one.
Dental Insurance Coordinator
At Lake Success Dental Group, our dedicated team is committed to assisting you in making the most of your dental insurance in New Hyde Park. Our skilled dental insurance coordinators, who can be found at our front desk, are well-equipped to guide you through the process. With their expertise in verifying insurance coverage, filing claims, and clarifying how your coverage applies to different services, they are ready to help you optimize your MetLife dental benefits. Reach out to us today for their valuable assistance.